One reason why Black-owned businesses have fared worse in the pandemic: weaker banking relationships
That leaves them restricted access to capital, according to a study by the New York Fed.
One major difference from the Democrats' bill is a sharp decrease in the amount of money for pandemic unemployment assistance.
They have been a lifeline for laid-off workers. They also boost demand and enable businesses to focus on staying afloat.
They've been processing PPP loans, and also simply helping clients navigate a tough financial climate.
About 75% of small businesses sought Paycheck Protection Program loans and about 72% of them got PPP loans, according to the Census Bureau.
It's clear the loans went to some enterprises that are once again prompting questions about who really needed the government aid.
Congress and the Trump administration have not yet agreed on a plan for distributing the unused $130 billion remaining in the program.
The deadline for Paycheck Protection Program loan approvals is Tuesday. Some haven't been clear about their eligibility. Others have been trying since the beginning.
Because loan amounts were based on how much companies pay their employees, lower-income workers got less money.
The SBA and the Treasury Department released a streamlined forgiveness application for PPP loans this week.