Why credit scores are up — for now

Oct 20, 2020
Many people have been using their stimulus checks and extra unemployment benefits to keep up with bills and pay down debt.
With government aid and other pandemic relief, people have generally been able to pay down debt and keep up with bills. But the lack of additional assistance could mean a wave of missed payments is about to hit.
tolgart/Getty Images

FICO changes could lower 40 million credit scores

Jan 23, 2020
The change in how FICO is measured could make it more expensive for millions of Americans to borrow.
Fox Photos/Getty Images

Will these FICO changes affect your credit score?

Jan 23, 2020
The gap between "high scores and low scores is likely to get bigger," says AnnaMaria Andriotis of the Wall Street Journal.
pxhere

FICO scores rose to record high in 2019

Jan 13, 2020
Nearly six in 10 Americans now have a FICO score at or above 700, which is considered "good" credit.
Damien Meyer/AFP via Getty Images

More people could qualify for mortgages under new rule

Aug 14, 2019
The Federal Housing Finance Agency this week announced a new rule that will open up competition for which score, or scores, Fannie Mae and Freddie Mac use.
Justin Sullivan/Getty Images

Is the strong economy creating credit score inflation?

Apr 30, 2019
A 740 today may not mean the same thing as a decade ago.
DAMIEN MEYER/AFP/Getty Images

How a new service could help boost your credit score

Dec 21, 2018
Experian says consumers who let the firm monitor their checking accounts could get easier access to credit.
iStock/Getty Images

You’ve got questions. We help you answer them.

Support nonprofit, independent journalism that makes you smarter.

FICO scores are going to change. Here's how.

The Ultra FICO could make it easier for people with imperfect scores to qualify for credit.
Justin Sullivan/Getty Images

FICO scores are going to change. Here's how.

The Ultra FICO could make it easier for people with imperfect scores to qualify for credit.
Justin Sullivan/Getty Images

Why does everybody want me to check my credit score?

Aug 8, 2018
Once a closely held secret, free scores are abundant.
DAMIEN MEYER/AFP/Getty Images