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When should a bank be considered "too big to fail"?

Jun 16, 2023
A key oversight threshold was lower under the original Dodd-Frank Act. When the rules were relaxed, experts say the risks may have increased.
A customer stands outside Silicon Valley Bank's shuttered headquarters in March. Under the original Dodd-Frank Act, the bank would have been subject to stronger oversight.
Justin Sullivan/Getty Images

Former Fed official who oversaw reforms sees "deep irony" after bank collapse

"We've just seen an uptick in moral hazard," Daniel Tarullo says of the U.S. government covering uninsured deposits.
"One of those pillars of Dodd-Frank — which is to let banks fail and people will have the right incentives — we just can't rely on that," said former Fed Governor Daniel Tarullo, seen above in 2014.
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Bank rules rollback contributed to SVB's failure, critics say

Mar 13, 2023
The rollback of Dodd-Frank reforms exempted many of the country's largest banks from stricter regulations put in place after 2008.
Customers line up to retrieve funds from a Silicon Valley Bank in Santa Clara, California, on Monday. President Joe Biden partially blamed the rollback of Dodd-Frank banking regulations for SVB's failure.
Justin Sullivan/Getty Images

House subcommittee scrutinizes diversity at biggest banks

Feb 12, 2020
Reforms after the financial crisis haven't brought dramatic change.
Has Wall Street really become more diverse since the 2008 recession?
Spencer Platt/Getty Images

Why American banks are hammering the competition

Jul 23, 2019
Big U.S. banks have European banks beat. But many of the struggles European banks are facing could start affecting American banks soon.
JP Morgan Chase headquarters in New York City.
Spencer Platt/Getty Images

The Volcker rule, explained

May 30, 2018
Today, the Federal Reserve is scheduled to take a step toward revising the Volcker rule. That’s the regulation, hated by the big banks, that limits risky trading practices. The Fed is one of five federal agencies that needs to weigh in on any changes. Click the audio player above to hear the full story. 

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Fed Board of Governors to consider changes to Volcker rule

May 29, 2018
The Federal Reserve on Wednesday is expected to take up a proposal to relax the Volcker rule. That’s the measure passed in 2010 as part of the Dodd-Frank financial reform law. Big banks say the Volcker rule, which is designed to protect depositor money from risky investments, is too expensive and constraining. Click the audio […]

Small and midsize banks could get a big boost under new banking bill

May 23, 2018
Only the biggest financial institutions will be required to hold extra cash reserves to counterbalance risk.

House approves partial rollback of some Dodd-Frank regulations. Are we ready?

May 22, 2018
The House of Representatives Tuesday approved a bill that dials back some of the banking regulations put in place after the financial crisis. Among other things, it raises the threshold for which banks are considered to be big (“systemically important financial institutions,” as they are called). It also reduces some reporting requirements for banks regarding […]