Consumers are still confident in the economy, if their borrowing is any indication

Feb 8, 2019
A turbulent stock market, rising interest rates and the government shutdown didn’t do much to curb borrowing. Americans continued putting more money on their credit cards and taking out more loans for school and autos in December. Consumer credit grew…
Cheerful young women using credit card for payment in bar. 
valentinrussanov

Why consumer credit is a matter of "social trust"

Jul 25, 2017
The modern credit economy mostly works, author Josh Lauer says.
Spencer Platt/Getty Images

Consumer credit-scoring system to eliminate error-prone data

Mar 13, 2017
Consumer credit reporting agencies are going to start eliminating some information from credit reports that might reflect negatively on would-be borrowers. Some of that information has been prone to errors in the past, and consumer advocates argued it was unfair…

Are consumers taking on too much credit card debt?

Aug 1, 2016
U.S. banks are lending to customers at the fastest pace in more than 10 years.
Citibank reported holding $175.6 billion in consumer credit in its 2016 Q2 earnings.
Justin Sullivan/Getty Images

Early consumer credit warning signs

Jun 15, 2016
Some banks may be lending to consumers who shouldn't be borrowing.
Some banks may be lending to consumers who shouldn't be borrowing.
DAMIEN MEYER/AFP/Getty Images

Proposed consumer class action rules don't cover everybody

May 5, 2016
Individuals would still have to go through arbitration.
Justin Sullivan/Getty Images

You’ve got questions. We help you answer them.

Support nonprofit, independent journalism that makes you smarter.

Snakes not on a plane

Mar 6, 2014
Marketplace Datebook for Friday, March 7, 2014

Consumer credit rises, but no one's smiling

Sep 9, 2013
We're borrowing more, but neither as much as economists had hoped, nor for the kind of thing that will help the economy.
A very empty shopping mall.
Marco Di Lauro/Getty Images

Household investment is up

Mar 7, 2012
Consumer borrowing is on the rise. Here's the thing: Credit card borrowing is down. Student loans and auto loans -- investment debt -- is up.