Pressure to keep more capital puts constraints on banks, says Laurie Stewart of Sound Community in Seattle.
A conversation with Susan M. Collins, president of the Federal Reserve Bank of Boston.
But the probes can't uncover every problem before trouble erupts.
According to Boston College's Patricia McCoy, data underscore concerns about the government's role in risk-taking at banks.
The Fed's new program may incentivize banks to take more risks, says analyst Joseph Wang.
The money’s coming from a fund run by the FDIC that derives most of its revenue from banks.
The rollback of Dodd-Frank reforms exempted many of the country's largest banks from stricter regulations put in place after 2008.
Large banks can't deny services to businesses, like gun-makers and oil drillers, just based on what they do.