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Silicon Valley Bank Collapse

Tracking the fallout of the first bank failure since 2020.

From This Collection

Silicon Valley Bank Collapse

What is "duration risk"? (And how did it get Silicon Valley Bank into trouble?)

by Lily Jamali
Mar 16, 2023
Investing in long-term government bonds and mortgage-backed securities hurt the bank as interest rates rose and bond prices plummeted.
Some bonds are more sensitive to interest rates than others, depending on how long they take to mature. That “duration risk” hurt SVB financially.
Noah Berger/AFP via Getty Images
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Silicon Valley Bank Collapse

Silicon Valley Bank's collapse reveals deeper flaws in the venture capital industry

by Kai Ryssdal and Livi Burdette
Mar 16, 2023
VCs have been among the loudest voices calling for government insurance amidst SVB’s collapse, after pulling their funds out of the struggling bank.
Prominent venture capitalists were quick to call for government insurance of all Silicon Valley Bank's deposits after its collapse Friday.
Michael Cohen/Getty Images
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Banks in Turmoil

Increased scrutiny on banks raises specter of tightening credit

by Savannah Maher
Mar 16, 2023
Banks may get stingier and more selective with loans, and that could hurt businesses that need them.
Smaller businesses often turn to small and midsize banks to help expand their operations. But those banks may be getting more selective with loans.
Drazen Zigic/Getty Images
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Banks in Turmoil

"Financial conditions" are closely watched by the Fed — and at the moment, very complicated

by Mitchell Hartman
Mar 16, 2023
"Financial conditions" lately have been anything but simple.
Fed Chair Jerome Powell has been used the phrase "financial conditions" 29 times in his last three press conferences.
Saul Loeb/AFP via Getty Images
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Banks in Turmoil

What is "moral hazard," and why does Silicon Valley Bank have us talking about it again?

by Matt Levin
Mar 16, 2023
Insurance can create perverse incentives, making risk seem less risky. Is "moral hazard" to blame for SVB's meltdown?
The show "Seinfeld" provides more than just laughs. It also provides a great example of "moral hazard."
Screenshot via YouTube/Castle Rock
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Banks in Turmoil

Banks working on rescue plan for First Republic, AP sources say

by Associated Press
Mar 16, 2023
A group of Wall Street banks is planning a rescue package of around $30 billion for First Republic Bank, sources told The Associated Press on Thursday.
First Republic serves a similar clientele as Silicon Valley Bank, which failed Friday after depositors withdrew about $40 billion.
Justin Sullivan/Getty Images
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Marketplace Morning Report

The threat of "moral hazard" post-SVB collapse

Mar 16, 2023
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Banks in Turmoil

Could the Fed's new emergency bank lending program encourage risky behavior?

by David Brancaccio , Erika Soderstrom and Jarrett Dang
Mar 16, 2023
The Fed's new program may incentivize banks to take more risks, says analyst Joseph Wang.
The Fed's freshly created Bank Term Funding Program could reduce the incentives for banks to follow good practices, says analyst Joseph Wang.
Mark Wilson/Getty Images
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Marketplace Tech

Silicon Valley gets a taste of what the public thinks of the tech sector

Mar 16, 2023
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Make Me Smart | Episode 881

Your questions about SVB answered

Mar 15, 2023
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