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Social Security, Medicare prove key to helping two older women in San Francisco remain financially stable.
But some may leave before they are financially prepared for retirement.
After the 2008 crisis, people 62 or older who were laid off were much less likely than younger workers to return to the workforce.
Remember, you're still a long-term investor, you won't need all of your money immediately.
More than 20% of Americans 65 and older live in rural areas, according to the Census Bureau.
Why? Because the stock market is up.
A quarter of adults in their 50s and early 60s worry about paying for health insurance.
"I'm realizing I don't even know what I don't know," said Janet Johnson, 63.