Retirement savings

Two recent surveys show a trend toward increased financial discipline.

Rules for the required minimum distribution, as it's called, changed both before and during the pandemic.

Black workers and those without college degrees were forced out of jobs at the highest rates during the pandemic.

Are they any better than a traditional bank savings account?

The big change: If your spouse's job has been hit by COVID-19 you may be eligible to pull as much as $100,000 from retirement savings — penalty-free.

People affected by the crisis can access of up to $100,000 of their retirement savings without the usual 10% penalty.

Senator Rand Paul wants to allow people to use retirement accounts to pay off student debt, tax- and penalty-free.

Does it change if you’re single or married?

Market volatility and the possibility of a recession have affected some retirees' financial decisions.

Gold prices are up sharply since the start of the year. Part of that is the market turmoil, pushing investors toward safe havens. But it’s also gotten a lot easier — and cheaper — to invest in gold.