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Why commercial lending fell last quarter despite low interest rates

Dec 2, 2020
The report found that bank lending volume fell in the most recent quarter, driven by decreases in commercial and industrial lending.
Johannes Eisele/AFP via Getty Images

U.S. households had better bank access in 2019, FDIC says. And then the pandemic happened.

A higher unemployment rate and economic turmoil means the number of unbanked households could rise again.
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There have only been a handful of Black financial regulators, for generations

Sep 7, 2020
Only 10 of 327 top financial regulators appointed by the president and confirmed by the Senate were Black.
About 3% of the financial regulators that oversee Wall Street have been Black, according to a report out from Georgetown University.
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How the FDIC approaches cryptocurrencies

Nov 5, 2019
Is it an asset or a security? Jelena McWilliams, head of the banking insurance agency, talks about balancing innovation and regulation.
FDIC chairman Jelena McWilliams talks with Treasury Secretary Steven Mnuchin about financial technology, or fintech, in April 2019 in Arlington, Virginia.
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Did the government meddle too much during the financial crisis?

Mar 13, 2018
The former head of the Federal Deposit Insurance Corp. shares her perspective.
 Sheila Bair.
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If nominated, the new chairman of bank overseer FDIC could support less regulation

Jun 20, 2017
The board of the Federal Deposit Insurance Corporation, which regulates many of the country’s smaller banks and oversees the “living wills” of larger banks, could soon have a new chairman. President Trump plans to tap long-time Republican congressional staffer James Clinger for the role, which would require congressional approval. What could change at the FDIC under […]

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China's new deposit insurance is about systemic change

by
Apr 30, 2015
Making banks more careful... by reassuring them.

Banks' 'living wills' aren't looking so good

Aug 5, 2014
Banks still don't have realistic plans for an "orderly failure."

Money mysteries solved

Jul 18, 2013
Explaining some terms, phrases and concepts about money you might hear everyday, but not fully understand.
dictionary definition of deflation
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