Consumer banking

Community banks don’t have the same scale as national banks — but they still have to compete and find ways to make up the lost revenue.

The protections for prepaid debit cards are now the same as those extended to users of debit cards tied to bank accounts.

Several big banks are letting customers beam payments to friends in real time.

Some say they will help stop predatory practices. Others fear compliance will put lenders out of business.

A JPMorgan Chase executive said this week that clients who have less than $100,000 in deposits are unprofitable for the bank. New York bureau chief Heidi Moore discusses consumer reaction to that statement, and what it means for the bank.