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Savings

Disposable personal income rose at a faster pace in October than the month before

by Justin Ho
Nov 29, 2024
Income growth is continuing to propel the U.S. economy. But whether consumers keep spending into next year could depend on where they are on the income scale.
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Consumers are saving the least since 2022, despite "pretty, pretty good" economy

by Stephanie Hughes
Jul 26, 2024
Incomes are up, consumption is up too — but the personal savings rate is down to 3.4%.
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Why do fewer Americans think they'll be working past age 62?

by Mitchell Hartman
Jul 25, 2024
American workers now expect to retire at a younger age than they did before the pandemic. But what kind of retirement will it be?
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Dwindling savings and changing consumer tastes have hit Target hard

by Caleigh Wells
May 22, 2024
Meanwhile, its competitors are doing pretty well, including Walmart, where groceries account for 60% of sales.
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Americans have blown through excess pandemic savings. What does that mean for the economy?

by Caleigh Wells
May 8, 2024
We've spent the $2.1 trillion that two San Francisco Fed economists say we saved during the pandemic.
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Americans are saving less. That might actually be a sign of economic strength.

by Henry Epp
Apr 26, 2024
If interest rates fall, expect savings rates to do the same.
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401(k) balances are rising, but most savers still won't have enough for retirement

by Samantha Fields
Aug 18, 2023
The average 401(k) balance is a tenth of what a middle-class person would need to maintain their lifestyle, one expert says.
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Extreme couponing is back. But it's on TikTok this time.

by Kai Ryssdal and Sarah Leeson
Feb 1, 2023
Clipping coupons may be largely digital now, but the deals are still out there. Kayla Burk is teaching a younger generation how to use them.
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Consumers are spending up a storm — and spending down their savings

by Mitchell Hartman
May 27, 2022
Even though they're pessimistic about the economy and economists worry about a recession.
Americans are spending more money than they've got coming in each month.
Patrick T. Fallon/AFP via Getty Images
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Survey finds many Americans unprepared for $1,000 emergency expense

by Justin Ho
Jan 19, 2022
According to the Bankrate survey, 20% would need to use a credit card to pay off a big emergency expense and 10% would borrow from family or friends.
Inflation is part of what's chipping away at Americans' savings.
szefei/Getty Images
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