Could home equity lines of credit come back in 2022?

Dec 6, 2021
After a pause, HELOCs could regain popularity if mortgage interest rates rise.
If interest rates creep up in the coming year, homeowners may turn from refinancing to HELOCs.
Joe Raedle via Getty Images

Homeowners are building wealth at record rates without doing a thing

Sep 8, 2021
Rising values have given homeowners a lot more equity, which they can tap for cash. They gained $1 trillion in the second quarter.
A residential development and golf course in Las Vegas. U.S. homeowners cashed in $63 billion in equity during the second quarter, according to data firm Black Knight.
Patrick T. Fallon/AFP via Getty Images

Homeowners had amassed record equity as crisis began

Jul 6, 2020
Housing wealth and other protections advantage owners over renters.
A neighborhood in San Francisco. Home values have only kept rising as buyers compete for a limited supply of houses.
Justin Sullivan/Getty Images

Getting cash out of your home is about to get harder if you have an FHA mortgage

Aug 1, 2019
A growing number of homeowners have been refinancing and pocketing the increase in their homes' values.
Cameron Spencer/Getty Images

Remodeling booms as housing stock ages

Mar 14, 2019
Spending on home improvement has increased by 50 percent since the recession.
Photo by Justin Sullivan/Getty Images

At $6 trillion, "tappable" home equity reaches new high

Sep 26, 2018
So far, homeowners are resisting cashing out.
David McNew/Getty Images

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Home equity helping people build household wealth

Nov 24, 2016
Remember the housing crisis? Well, for many American homeowners, it’s now squarely in the rear-view mirror. A report from RealtyTrac finds that the percentage of homeowners who are underwater — meaning they owe more on their mortgage than their home is worth — has fallen to about 10 percent. It was 28 percent at its […]
Joe Raedle/Getty Images

As banks prepare for end of draw, consumers should too

by
Jul 1, 2014
HELOCs are coming due in the next two years - and the economy should take heed.

Fewer homeowners drowning in mortgage debt

Jun 5, 2014
New data shows the number of American homeowners underwater continues to decline.