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About a quarter of Americans have no emergency savings

Jul 21, 2021
A Bankrate.com survey found that while the pandemic has afforded some the opportunity to save money, many low-income households could not.
Around 25% of Americans report having no emergency savings, up from 21% in 2020, per a new Bankrate.com survey.
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With child tax credit payments coming, FDIC wants more people to use banks

Jul 14, 2021
A disproportionate number of Black and Latinx Americans don’t have bank accounts. Studies show they could be losing money.
The Federal Deposit Insurance Corp. is trying to reduce the proportion of Americans who lack accounts, leaving many to pay check-cashing fees.
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Big banks' second-quarter earnings come with caveats

Jul 13, 2021
Remember: this economy is very unusual.
The headquarters of Goldman Sachs in New York City. The bank reported second-quarter earnings today that blew past Wall Street expectations, posting a net profit of almost $5.5 billion.
Johannes Eisele/AFP via Getty Images
Physical bank branches are good for building relationships with customers whom the bank hopes will buy more services over time.
Andrew Caballero-Reynolds/AFP via Getty Images

Walmart wants to be your bank

Jan 12, 2021
It's making a bet that people will want to bank where they already get their groceries, pet care and prescriptions.
Walmart is creating a bank that may strengthen its position in retailing.
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Why commercial lending fell last quarter despite low interest rates

Dec 2, 2020
The report found that bank lending volume fell in the most recent quarter, driven by decreases in commercial and industrial lending.
Johannes Eisele/AFP via Getty Images

U.S. households had better bank access in 2019, FDIC says. And then the pandemic happened.

A higher unemployment rate and economic turmoil means the number of unbanked households could rise again.
Justin Sullivan/Getty Images

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Rural bank branches more scarce than ever

Dec 3, 2019
The Federal Reserve found that over 40% of rural counties lost bank branches in the five years to 2017.
Saul Loeb/AFP/Getty Images

ATM withdrawal fees are getting pricier

Oct 3, 2019
Charges are especially high for using out-of-network machines.
ATM fees are at an all-time high, according to Bankrate.
Mario Tama/Getty Images

Why your safe deposit box might not be as "safe" as you think

Jul 22, 2019
Stacy Cowley, business reporter for the New York Times, says a combination of negligence and lack of regulation has led to hundreds of people losing millions of dollars in valuables.
Close up of a man putting a will in to a bank safety deposit box circa 1950.
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