Inside China's "social credit" system, which blacklists citizens

Feb 13, 2018
Critics of the program have likened it to an Orwellian creation or an episode of the TV series "Black Mirror."
Passengers await a bullet train on the platform at Changzhou North railway station.
JOHANNES EISELE/AFP/Getty Images

Study shows worrying credit card debt burden

Feb 8, 2018
People who have credit card debt in America carry, on average, about $11,000 of it. A new study from Creditcards.com tells us that people in southern cities have the highest credit card debt burden, particularly in Texas. Click the audio player above to hear the full story. 

Debt burden a worry for many Americans

Jan 12, 2018
The economy is ticking along and investors seem confident but a new report from Creditcards.com has some sobering findings. It says two out of three Americans with debt aren’t confident they’ll ever be able to fully pay it off. Click the audio player above to hear the full story. 

Credit card companies make it easier to return unwanted goods

Jan 10, 2018
Return season is upon us, and one out of four people is expected to return a holiday gift, according to a new survey from Wallethub. But what if that holiday gift you bought for yourself turned out to be the mistake and the window for returns has closed? Your credit card just might be able […]

Despite high interest rates, people still sign up for department credit cards

Dec 11, 2017
Department store credit cards, which tend to have high interest rates, have fallen out of fashion. But for some with bad credit, they are the only option.
Credit cards are pictured, on February 5, 2013 in Rennes, western France.
DAMIEN MEYER/AFP/Getty Images

A new form of ID theft: account takeover

Aug 21, 2017
Thieves are now hijacking phones, bank accounts, even 401(k)s.
Tomohiro Ohsumi/Getty Images

Sweden is moving away from cash, and some businesses will no longer accept it

Jul 17, 2017
Sweden is increasingly becoming a cashless society, but there are those who worry this trend will leave some people behind.
Cash in Sweden is on the way out. 
John Laurenson

For public good, not for profit.

Millennials of color are worse off financially

Financially secure white millennials feel held back.
Millennials of color are less like to own a credit card.
Justin Sullivan/Getty Images

The 5 best ways to build your credit

Jun 9, 2017
From credit basics to great perks, "The Points Guy" Brian Kelly gives his best credit tips.
Mortgage rates are down. So are auto loans. What about credit card rates?
Spencer Platt/Getty Images

Store-branded cards are a life raft for sinking retail

May 12, 2017
Department stores, those vestiges of the past, just can’t catch a break these days. Yesterday, shares of both Macy’s and Kohl’s plummeted as investors grow more pessimistic about brick-and-mortar retail in an e-commerce world. There is one silver lining: Business from store-branded credit cards is up, but it likely won’t be enough to reverse the […]