Americans are borrowing more, creating record debt

by Ryan Kailath May 18, 2017
The New York Federal Reserve says Americans are borrowing again — everything from student loans to auto loans to mortgages. According to the New York Fed, household debt has reached a record high, even higher than the previous peak, during…

Equifax's new credit program will take a deeper look at your payment history

by David Brancaccio Oct 4, 2016
Equifax CEO Richard Smith shares how the new method will work.
Equifax and Fannie Mae worked together on the new credit score program.
CafeCredit/Flickr

While major U.S. banks are cleaning up their books, the shadow banking system is dirtying its hands

by Dan Gorenstein Apr 12, 2016
The role of non-banks has increased 400 percent in the past three years, one analyst says.
Goldman Sachs has reached a $5 billion settlement over the home mortgage crisis. 
Peter Macdiarmid/Getty Images

Why a strong dollar's a dud for indebted foreign firms

by Stan Alcorn Dec 8, 2014
The dollar is up. Great news, right? Maybe not if you’re an emerging economy.
Whiteboard

How borrowing money can create wealth: Explainer

by Paddy Hirsch Feb 5, 2014
There are a million get-rich schemes out there, but here's one of the oldest: borrowing.
Ask Money

Sound, simple money advice

by Chris Farrell Mar 22, 2012
I am 32 years old and would consider myself financially illiterate! I briefly held a credit card, but after a series of rather poor decisions at the age of 20, I got spooked by the idea of credit altogether.…
Makin' Money

Keep on saving

by Chris Farrell Mar 5, 2012
The personal savings rate seems to have moved up to the 4 percent to 5 percent range, despite savers making 0.1 percent to 0.2 percent on their money. We're back to the range that held for much of the 1990s.…

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A personal finance lesson from Apple

by Chris Farrell Mar 2, 2012
There is an important personal finance lesson in Apple's enormous cash hoard: Savings is an anchor that allows for experimentation, risk-taking and innovation in both companies and at home.

The future of low-cost borrowing

by Kai Ryssdal Feb 28, 2012
The Federal Reserve's policy of low interest rates allows the government to borrow money at little cost. But analysts predict it's just a matter of time before interest rates shoot back up.
Commentary

Save our savings

by Chris Farrell Feb 24, 2012
Marketplace economics editor Chris Farrell says it's all very well telling us to save, but where are we supposed to put our money?

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