Poll: Would you get health insurance or pay the penalty?

Raghu Manavalan Dec 12, 2013

With the Affordable Care Act’s rollout continuing, one way the program will be measured is if uninsured people start getting insurance.

And according to a study by insurancequotes.com, it looks like results from the (hypothetically) uninsured are mixed. According to the survey:

“For a 45-year-old individual who earns $50,000 per year, a typical health plan under Obamacare would cost $250 a month in 2014, or $3,000 a year. If this person didn’t buy health insurance, his fine would be $400. Based on that information, if you were a 45-year-old who earned $50,000 per year and didn’t have health insurance, would you choose to buy health insurance in 2014 or would you pay the fine?”

When given the option to choose between a $3,000 health plan or a $400 fine, 38 percent of respondents chose to pay the penalty.


The poll of 1,013 American adults was conducted November 14-17 by Princeton Survey Research Associates International.

Remember: An individual’s decision on whether or not they should get insurance isn’t as easy as that poll, since it depends on their own personal health care outlook, age and income.

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