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Bank fees could get you in the end
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Did not hear any mention of the on-line banks that pay interest on checking accounts. ING is an example and I use Charles Schwab, no min ballance, unlimted check writing and 1.5% apy on my account. The only issue with online banks is that they are really designed for direct deposit because in the case of Schwab, there only branch is in Reno, NV. To solve this I still have my local CU account open and conduct banking there and transfer the money to Schwab (takes 2 days). Yes it is a two step process, but 85% of my banking is direct deposit and on-line bill pay which Schwab has, FDIC insured and 1.5% is free money. Just a thought.
bankeer and lenders are to greetty thats wy the economy is the way it is this people make a Billian, wile I work full time and make 23.000 per year and have 2 children to support the mortgage payment take more than 60% of may earnings shame on them. I will like to see low income families in better shape that every family have their imidiate needs met.
