you know, I really like Heidi for some reason. Maybe it is just because she agrees with me, but I think it is because she keeps talking about Wall Street decision-makers as if they're practical thinkers, which makes her funny.

In my dictionary, the phrase "Wall Street Banker" is defined as 'one who is shortsighted, makes money by the boatload, and is occasionally delusional'.

No lesson has been learned. No lesson will be learned - unless bank executives are replaced by people like Heidi.