This week, federal regulators rolled out the biggest overhaul the credit card industry has seen in decades. What does this mean for the average consumer? Ashley Milne-Tyte reports what will be changing -- and when.

Many of us are looking for helpful tax hints to make up for a dismal year. Tess Vigeland talks to Wall Street Journal tax columnist Tom Herman, who gives us some tips on moves we may want to make to prepare for the next tax day.

At the height of your economic frustration, you may have entertained the thought of avoiding debt altogether by not buying any holiday gifts. Some families are making that a reality in very positive ways. Jenee Darden reports.