At five major U.S. airports, the government will screen passengers for Ebola symptoms. In Spain, three more people have been quarantined, and in Texas, Thomas Eric Duncan succumbed to the disease yesterday. As the death toll from the Ebola epidemic approaches 4,000, the World Bank is out with a new report on the economic effects of the virus’s spread, estimating the cost could be $32 billion. Meanwhile, a new report reveals that senior citizens in 49 out of 50 states don’t have enough money to replace their pre-retirement income. Experts say retirees need at least 70 percent of the income they earned in their working years, but only seniors in Washington, D.C. and Nevada are in a position to make this happen. Also, many consumers don’t know that bills are negotiable. Sometimes, all you have to do is pick up the phone and call your cable or cell phone provider and you could save as much as 10 percent from your monthly bill.