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Getting Personal: How to invest, to save or pay down a debt?

Getting Personal

On tap this week: A newly reformed bad money manager is wondering whether to pay off debt quickly or to save, but pay down the debt more slowly; a postdoctoral student wonders if he can start a Roth 401(k) if he already has a Roth IRA; and a nurse a few years from retirement wonders how to find a solid dividend-paying stock.

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