Marketplace Money for Friday, January 11, 2013

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Episode Description 
Attention college seniors, we have an awesome college essay topic for you: money. Also, it pays to read the fine print on your cell phone and cable bills. We take a closer look at all those little charges that hike up the total you pay. And crowdfunding is more than fundraising, it's become a global phenomenon. But why? Plus, money lessons from Monopoly, how some people make use of gray water, and a commentary on romanticizing poverty.

Explainer: How to choose a financial planner

Finding a financial planner is a tricky business. Here are some of the key questions to ask.
Posted In: financial advisor, Personal Finance

Monopoly's makeover and money lessons

America's most popular board game about money is losing one of its signature pieces. One token will be replaced with a new piece. Historian Philip Orbanes explains what Monopoly can teach us.
Posted In: Monopoly

Why do people give on crowdfunding sites?

There are more than 50 crowdfunding sites in the U.S. and countless projects seeking donations via online platforms. So what motivates us to give to certain projects?
Posted In: crowdfunding

What's in the fine print? A spotlight on bill surcharges

Journalist David Cay Johnston, author of "The Fine Print: How Big Companies Use 'Plain English' To Rob You Blind," exposes how Americans are being nickle and dimed by little fees and surcharges on bills for everyday services.
Posted In: bills, fees

That water from your shower? It could water your garden

Homeowners can directly recycle water from showers or washing machines by installing what are known as greywater systems, which divert wastewater to mulch beds in the yard.
Posted In: water, greywater

This week in personal finance

We're talking about some of this week's biggest news stories: consumer debt, the new mortgage rules, and gun control.
Posted In: guns, CFPB, debt, mortgage

A new topic for your college admissions essay: Money

College admissions officers say that more high school seniors than usual are writing their college essays about money issues.
Posted In: college, college admissions

Letters: Help! I need to find a financial planner

Where can I find a financial planner for my wealth bracket? Will someone alert me when it's time to take my mandatory 401(k) withdrawals? Financial expert Louis Barajas answers listeners' letters.
Posted In: letters

Romanticizing poverty and learning financial independence

When money is tight, people are all too aware of every cent. Commentator Kristin Wong grew up this way and she says it's shaped both how she thinks about money and how she thinks about herself.
Posted In: poverty

An audio postcard from the floor of CES 2013

Reporting from the floor of the Consumer Electronics Show in Las Vegas, Nev.
Posted In: Consumer Electronics Show

Music from this show

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I Love College (Album Version (Explicit)) [Explicit]
Asher Roth
New World Water [Explicit]
Mos Def
Just Fine
Mary J. Blige
Project Dreamz [Explicit]
Field Mob