A lay-off and the 401(k)

Nov 24, 2008
Question: I am getting laid off at the end of this year. I have been at the company for 12 years and have a decent nest egg in my 401k. What is the...

TIPS

Nov 4, 2008
Question: With our 401(k) and 403(b) accounts having seriously tanked during October, we're becoming more intrigued with TIPS. But we don't really...

Traditional pension and bonds (and stocks)

Nov 3, 2008
Question: I am hoping to retire in 5 years at age 62. I've got a three-part retirement plan: a government pension, social security and a 457k....

A SEP-IRA in troubled times

Sep 29, 2008
Question: This is the first year I have actually made a profit, after five years of self-employment in New York City. And I'd like to keep as much...

Retirement savings and debt

Sep 25, 2008
Question: I have a SEP plan. I make quarterly contributions. I commit a % for the year. At the end of the year if I have extra I contribute more....

Are IRAs safe?

Sep 24, 2008
Question: "Is our IRA account in UBS Financial Services Inc. safe during this wall street crisis?"..." If not, would you recommend taking the money...

Fund 401(k)?

Sep 23, 2008
Question: I am in my 30's and committed to a long term investment in my retirement. I have decided not to look at my 401k during this terrible...

For public good, not for profit.

Is my Roth safe? How about my SEP?

Sep 17, 2008
Question: I have my Roth IRA with Merrill Lynch, in what they call an MFA account. Also have my SEP there. Since the Bear Stearns debacle, I've...

Diversify Financial Companies?

Aug 15, 2008
Question: We have just finished our annual retirement portfolio re-balancing. All of our accounts are with Vanguard. Should we consider having some...

Catching Up on Retirement Savings

Aug 7, 2008
Question: I have a unique "problem" when it comes to planning for my retirement. In my early 20s, I struggled to overcome a life threatening...