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Buying a house? Want to know if it floods? It might be hard to find out.

Dec 14, 2023
A growing number of states, including New York and New Jersey, are passing flood disclosure laws. But many still don’t have them.
Damaged and destroyed items in Flushing, Queens from Hurricane Ida-related flooding in 2021. Sellers in New York state are not required to disclose flood history, but that will change in March when a new law goes into effect.
Scott Heins/Getty Images

After disasters, mobile home owners often struggle to recover

Sep 14, 2023
Mobile homes are uniquely vulnerable when natural disasters hit, and face challenges when trying to get recovery money. Some in Colorado are still grappling with the effects of flooding in 2013.
Brand new affordable housing units sit on a hillside above Lyons on Aug. 14, 2023. People who were displaced by flooding have priority access to the new units, but few former mobile home residents are expected to move in.
Alex Hager/KUNC

Few homeowners in Kentucky's flooded areas have flood insurance

Aug 2, 2022
Nationwide, only 4 in 100 homes are covered, a FEMA official says. Without it, victims are pretty much on their own.
An aerial view of Jackson, Kentucky, on Thursday. There are only a few hundred flood insurance policies in that part of the state, a FEMA official said.
Leandro Lozada/AFP via Getty Images

Why doesn't homeowners insurance cover flood damage?

Sep 16, 2021
Short answer: Flooding cost insurance companies too much money, so the federal government stepped in.
Natural disasters have increased in scope and scale, increasing costs but not always homeowners premiums. Senior economics contributor Chris Farrell expects reform to come to the market.
Michael M. Santiago via Getty Images

Houston homeowners say the government owes them for flooding their homes after Hurricane Harvey

Feb 6, 2019
The lawsuit filed by Houston residents whose homes were flooded could set precedent for disaster liability.
Flooded homes are shown near the Barker reservoir following Hurricane Harvey August 30, 2017 in Houston, Texas.
Win McNamee/Getty Images
Jack Wheeler and his wife, Tami Wheeler, watch as a FEMA housing inspector measures their flooded home in 2008 in Oakville, Iowa.
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