Pay off credit card

Feb 17, 2009
Question: Out of the clear blue sky, I got a notice that my Capital One Platinum credit card rate is being raised from 4.99% to 13.99. I have a...

Credit card debt

Jan 27, 2009
Question: Recently I received, unsolicited, a new credit card from JC Penneys with a higher credit limit. The new card comes with "benefits"--more...

Negotiating credit card rates?

Dec 30, 2008
Question: do you think paying for a service to lower interest rates on credit cards can work? AFL Financial Services charged 990.00 to negotiate...

How credit cards become asset-backed bonds

Nov 25, 2008
Mortgages aren't the only financial instruments that get turned into securities. Marketplace Senior Editor Paddy Hirsch explains how companies make money by buying credit card debt and bundling it.
Whiteboard Securitization
Marketplace

Closed credit card account

Nov 25, 2008
Question: I just received a letter from Chase informing me that they had closed one of my credit card accounts (I have two Chase cards) due to lack...

The Whiteboard: How credit cards become asset-backed bonds

Nov 25, 2008
Mortgages aren't the only financial instruments that get turned into securities. Marketplace Senior Editor Paddy Hirsch explains how companies make...

Bank trouble and a credit card

Nov 21, 2008
Question: I have a Citi Bank credit card as my primary credit card. The account is in good standing with no debt, but what happens if Citi Bank...

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Credit problems

Nov 19, 2008
Question: I have been working to eliminate my personal revolving debt for more than five years by paying the minimum monthly or more. It is evident...

Credit Score: Carry A Balance or Not?

Sep 4, 2008
Question: My 23 year old son applied for a credit card and was turned down because of "lack of credit history." We had held a joint credit card...

What now?

Aug 20, 2008
Question: I am notoriously bad with my finances, and for basically the past five years since I graduated college, I have ignored them. Of course...