Justin Ho



I'm a finance reporter.

Latest Stories (210)

Receiving a PPP loan is one thing. Having it forgiven is another.

May 7, 2020
Businesses that have received PPP loans have to carefully manage how they spend the money if they want those loans to be forgiven.
A waitress disinfects a table at a restaurant on May 5 in Stillwater, Oklahoma. One requirement of the Paycheck Protection Program is to bring back all full-time-equivalent employees.
Johannes Eisele/AFP via Getty Images

Banks eager to help clients get PPP cash while funds are available

May 4, 2020
The second round of Paycheck Protection Program funding has yet to be exhausted.
An empty coffee shop in New York. Many small businesses may rely on the second round of PPP loans.
Spencer Platt/Getty Images

For some small businesses, paycheck protection loans aren't the answer

Apr 29, 2020
The loans, designed to help businesses hurt by COVID-19, come with requirements that some don't want to take on.
Some eateries decided they couldn't hire back all of their employees.
Spencer Platt/Getty Images

Small banks worry they're at a disadvantage in new round of SBA loans

Apr 27, 2020
Banks submitting 5,000 or more applications can upload one document. Banks submitting fewer have to enter information manually.
Small banks across the country reported technical problems submitting loans to the Small Business Administration.
Angela Weiss/AFP via Getty Images

Upper Midwest, Great Plains states have fared best in SBA emergency loan program

Apr 23, 2020
As Congress weighs a new round of funding, data reveal that the upper Midwest and Great Plains regions benefited the most from the first round of PPP funding.
The more populous coastal states secured less loan money per capita than other states. Above, a pedestrian walks past a closed restaurant in San Francisco, California.
Justin Sullivan/Getty Images

In keeping shelves stocked, small, ethnic grocers have an advantage

Apr 20, 2020
The long lines and empty shelves at grocery stores across the country have tested America’s food supply chain. Smaller, independent store supply chains are proving more resilient.
Bulk goods at Sahadi's grocery store in Brooklyn. The store has adapted quickly to the run on groceries during the coronavirus lockdown.

Beyond sliding profits, earnings reports tell more about the COVID-19 economy

Apr 16, 2020
Corporate profits are expected to drop across the board this quarter. But beyond the headline figures, earnings reports offer a lot of clues about how the economy is faring through the crisis.
Wall Street has become a lonely place, but the quarterly earnings season has begun.
Spencer Platt/Getty Images

Small businesses uncertain about emergency loan applications

Apr 15, 2020
The Small Business Administration says over 1.3 million loan applications have been approved as of Wednesday. But many businesses whose loans have been approved haven’t yet seen any of the money.
Small businesses are still waiting on money from the Paycheck Protection Program.
Victor J. Blue/Getty Images

With companies on borrowing spree, Federal Reserve expands lending backstops

Apr 9, 2020
The risks are concentrated in companies that already have a lot of debt in industries that have been hit hard by the pandemic.
Corporate debt has been attractive to investors over the past decade.
Johannes Eisele//AFP via Getty Images

For small businesses, promise of federal emergency loans turns into "waiting game"

Apr 7, 2020
Banks are starting to process applications for loans from the federal government’s Paycheck Protection Program, but businesses aren’t sure when they’ll see the checks.
The small business loan part of the stimulus package is still causing uncertainty.
Christian Petersen/Getty Images