When it comes to spending money, some of us prefer the immediacy of cash, others the cushion of credit. That cushion is what credit card companies count on. But behavioral economist Dan Ariely tells Kai Ryssdal it skews our perception of spending.

Rico Gagliano explains what the term "goodwill" means in financial circles.

A new report says that throughout last year, even as the credit crisis took hold, banks were still extending credit -- plenty of it. Ashley Milne-Tyte reports that, while the U.S. credit market has gotten smaller, you can't blame it all on the banks.