In January, ADP says there were 170,000 people added to payrolls, slightly underthe 182,000 experts predicted. In addition, ADP revised its strong December number of 325,000 down significantly to 292,000. Joel Prakken is the senior managing director of Macroeconomic Advisors, the group that issues the report with ADP.  He says, "In the fairy tale, slow and steady wins the race, but I wish we were running a little bit faster here in terms of job creation." And the Daily Pulse is down today on news that 28 percent of Americans are currently underwater on their homes.