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Featured Voicemail: Building credit

Nov 22, 2013
Nick from Chicago left a voice mail for Marketplace Money host Carmen Wong Ulrich about how to get a higher credit limit without going into debt.

Time to attack credit card debts

May 31, 2012
I received a large bonus, and I'm going to use it all to pay down credit card debt. I have many cards. They all have about the same outstanding balances and about the same interest rates. At one time, most of the cards were "maxed out," which was bad for my credit score. Should I pay off a couple cards entirely, or should I make larger-than-usual payments to all of them, bringing down the outstanding balances substantially below the credit limits? Thanks. Henry, Chicago, IL