Leave the chip-making to Frito Lay: International Business Machines will sell off its microchip factories. More on that. And SolarCity, the country’s biggest installer of rooftop solar-power systems, has a new product: Bonds for consumers to buy into the future of solar in thousand dollar increments. SolarCity has $200 million in bonds for sale. But it already has billions in capital from banks and the stock market. So why go after retail investors? Plus, we’ve been hearing about Apple and what could be their record profits due out later today. Meanwhile, Google, Facebook, and Samsung are interested in what they see as a new frontier. The catch phrase is The Next Billion…the next billion customers for digital devices. Who are these people and where do they live?