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How worried should you be about the Microsoft email hack?

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With so many high-profile data breaches in the news — Solar Winds wasn’t that long ago, neither were the settlements for Equifax — it can be hard to know how concerned to get, and easy to sort of numb out until it directly affects you. Today, we’ll sort through all that and answer listener questions about the child tax credit, container ships and more.

Here’s everything we talked about today:

Finally: We need your voice memos! Tell us what you think of the show or ask a question for Kai Ryssdal and Molly Wood to answer! Here’s how to do it.

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