Starting today, some first-time homeowners will find it easier to afford a monthly mortgage payment. The FHA is lowering what it charges to insure mortgages. More on that. Plus, at the World Economic forum now concluded in Davos, there was a lot of focus on income inequality and what it does to society. Now there’s a report from the left-leaning Economic Policy Institute that not all 1-percenters are created equal. With interest rates at some point headed up in the US, investments in so-called emerging markets have seemed less attractive to many investors. And among the varied effects of this shift, an increase in remittances, when family and friends in the U.S. send money back to their home country.