With the Affordable Care Act’s rollout continuing, one way the program will be measured is if uninsured people start getting insurance.

And according to a study by insurancequotes.com, it looks like results from the (hypothetically) uninsured are mixed. According to the survey:

“For a 45-year-old individual who earns $50,000 per year, a typical health plan under Obamacare would cost $250 a month in 2014, or $3,000 a year. If this person didn’t buy health insurance, his fine would be $400. Based on that information, if you were a 45-year-old who earned $50,000 per year and didn’t have health insurance, would you choose to buy health insurance in 2014 or would you pay the fine?”

When given the option to choose between a $3,000 health plan or a $400 fine, 38 percent of respondents chose to pay the penalty.

The poll of 1,013 American adults was conducted November 14-17 by Princeton Survey Research Associates International.

Remember: An individual’s decision on whether or not they should get insurance isn’t as easy as that poll, since it depends on their own personal health care outlook, age and income.