First up: market’s seem to be mellowing slightly, but that doesn’t mean we’re out of the volatile, volatile woods. We look at what that could mean for interest rates. Next, financial planners are telling people to stay the course and think about the long term, but what if you don’t have that kind of time? Finally, you can sing the “Happy Birthday” song all you want but be careful about putting it in that screenplay you’re working on. Believe it or not, the copyright is owned by Warner/Chappell Music, and they’ve been known to charge six figures for its use.