Tess Vigeland: Our little blue plastic friend is heading to Milwaukee and the home of CarolynJoy Strongheart. What a name! CarolynJoy sent us a letter — an actual, type-written letter — Outlining her version of the emergency or Forget You Fund. So we asked her to tell us about it:

CarolynJoy Strongheart: You could call it the “what happens next?” fund. Now in my life, if my husband goes on strike this spring and it’s his income that pays the mortgage, and my income can’t pay all the other bills and the mortgage. Then the mortgage doesn’t get paid, what happens next? Well, the worst case scenario is foreclosure. What happens after that? I don’t have a place to live. That is not anything I want anywhere close to what I want. No way. So, what happens next? In order to prevent the worst case scenario, you’ve gotta have somethin’ to fill the gap. It was a way for me to step-by-step see what could happen.

Vigeland: And then prepare for it.

Strongheart: Exactly.

Vigeland: Well, I love this idea and I think it could be very helpful for some of our listeners. And so I wanna give you a piggy. Thank you so much for sharing with us.

Strongheart: You’re welcome. And I hope if it helps one person, then it shall have been enough.