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Getting Personal: Franchises, budgeting in uncertain times

Tess Vigeland and David Lazarus of the Los Angeles Times answer listeners' personal finance questions.

On tap this week: A couple wants advice on starting a franchise, a college grad wonders what kind of impact the bankruptcy of the co-signers of her student loans — her parents — will have on her loan, a flight attendant wants to budget — but has an unsteady income.

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