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KAI RYSSDAL: Not to pry, but how you doing? Finances-wise? I’m asking because well there’s a whole bunch of people doing pretty well out there. Millionaire-well. Almost nine million millionaires worldwide. And I can hear you now: How’d they do it?

Liz Whitt is with CapGemini, the group that did the study.

LIZ WHITT: At a global level, business ownership or sale of business has become the No. 1 source of wealth. Second is earned income and third is inheritance.

Don’t know about you but millions aren’t in my inheritance future.

WHITT: A lot more people are making their own money, and they’re making a lot of their own money, and so they became high net worth investors. And that’s why the marketplace continues to grow because people are able to generate more of their own income, they’re not dependant on simply inheriting it.

So you quit sucking up to Great Aunt Millie I guess.