First up on today’s show, we’ll talk about President Barack Obama’s nomination of Allan Landon, a community banker, to the Fed. Plus, the CFPB is going after payday loans. We look at why this industry been largely unregulated so far, and if regulations are doable, what might a regulated payday loan market look like. And turkey season is over, so it must be scallop season. But, this year, the people that love Maine scallops will pay for their tastes.