First up, China’s central bank this morning surprised market players by dropped two key interest rates to stimulate the economy. More on that. Plus, student loan debt has topped $1 trillion, with less than 10 percent in private debt, i.e. not through the federal government. Those private lenders have been pressured to work with struggling borrowers to modify the terms of their loans. Now, it seems Wells Fargo has heard that message. And speaking of students, schools are gathering data on kids, and as student databases grow, so does the ability of technology to predict how or what a kid might do next. We take a look at the ways student data is being used to try to see into the future to predict, and change, school attendance .