loans

These short-term credit companies are running into questions about their customers’ ability to pay them back. Regulators are paying more attention.

In the past fifty years, tuition at both public and private schools has more than tripled, even after accounting for inflation.

Low-income, Black, and Hispanic Americans are much more likely to lack a bank account or use alternative financial institutions like payday lenders.

They’re setting aside more cash to cover delinquencies and taking closer looks at prospective borrowers.

It isn’t happening now, but that could change in the economy starts trending down.

Business lending has been sluggish throughout the pandemic. But there are signs that commercial lending is starting to pick up again.

A New York Federal Reserve survey finds that peoples’ perceptions about loans have shifted, even though many are in relatively good shape compared to last year.

Consumers and businesses have used pandemic benefits to pay down loan balances.

The Northwest Home Equity Assurance Program was originally created to help prevent white flight. The money sat unspent for years.

Who’s taking on debt for what reasons, and why paying it down is good for your financial and mental health.