The recent banking turmoil could further tighten credit conditions and slow down the economy.

Total loan balances rose from last quarter and year over year, according to the FDIC. There are good reasons to borrow now.

How heavily are the odds stacked against startups without the “massive leg up” of family wealth?

Econ Extra Credit newsletter #129

When the economy starts looking scary, bank executives have to make a judgment call about their outstanding loans.

The CFPB says delinquencies and late fees add up and recommends tighter regulation of loans in line with the credit card industry.

These short-term credit companies are running into questions about their customers’ ability to pay them back. Regulators are paying more attention.

In the past fifty years, tuition at both public and private schools has more than tripled, even after accounting for inflation.

Low-income, Black, and Hispanic Americans are much more likely to lack a bank account or use alternative financial institutions like payday lenders.

They’re setting aside more cash to cover delinquencies and taking closer looks at prospective borrowers.