There are only four such networks for credit cards, and building a new one can take decades.

Most are sold into the secondary market, which increases liquidity and makes it easier to get a mortgage at a lower interest rate.

We’ll be getting a sense of how they’re doing as they report quarterly results this week.

The Biden administration has tried to make it easier for business owners to get loans. But high interest rates are a challenge.

A new study says that 300 regional banks are at risk of collapse because of the high number of vacancies in office buildings.

Only a quarter of small businesses say they’re getting the credit they need, according to the National Federation of Independent Business.

Fewer loans means less consumer spending, and less consumer spending means lower inflation.

Hedge funds and private equity loans might lend like banks, but they’re not regulated like them.

Limiting riskier, illiquid investment could make banks and the financial system more stable — but the Federal Reserve isn’t so sure.

That’s good news, but banks are still borrowing a lot more from the Fed than they typically do.