Two regional banks filed lawsuits claiming they were the victim of loan fraud this week. Still, most regional banks are doing well — mainly thanks to commercial real estate lending.

The Federal Reserve just cut interest rates by a quarter of a percentage point. While that should affect rates throughout the economy, some lenders report that not much has changed.

With mortgage rates below 6.5%, lots of recent buyers are deciding to refinance. But there hasn’t been a similar increase in prospective buyers entering the market.

According to the August Beige Book, nearly every district reported a modest rise in demand for loans.

Local banks say businesses are still taking out loans, despite elevated interest rates. In some cases, that's because they don't want to wait for rates to fall.

But the big banks whose investments made a difference won’t talk about it.

Many consumers are thinking twice about taking on debt, while many lenders are tightening standards on credit card loans.

A new Dallas Fed survey shows tariff-related uncertainty may be stifling bank activity.

The 1974 Equal Credit Opportunity Act made it illegal to discriminate against applicants based on sex or marital status.

Throughout the last year, a lot of big banks have been stocking away more cash to cover bad loans. But even though banks are concerned about the broader economy, they’re still trying to make loans where they can.