The Consumer Financial Protection Bureau announced new rules today requiring companies like Afterpay and Klarna to investigate when customers dispute a charge, and issue refunds for returned products. They’ll also have to provide periodic billing statements.

Freeze your credit, and don’t be afraid to ask for help or use free, online resources, experts say.

Small and medium-size businesses are increasingly getting loans from nonbank entities like hedge funds or private equity firms.

But other positive factors in the economy are limiting the potential damage, economists say, like low unemployment.

In New York City, there’s been an uptick in landlords reporting tenants’ rents to credit bureaus, and not all renters are happy about it.

But with interest rates high and wage growth slowing, that level of spending is becoming unsustainable.

Atsi Sheth from Moody’s gives us a behind the scenes look into the company’s ratings process.

The recent banking turmoil could further tighten credit conditions and slow down the economy.

In 2022, consumer credit increased 7.8% from the year before. But in December, the growth in borrowing decelerated.

Teachers demanding higher pay is one example of new costs. That could make it harder for schools to borrow money, a new report says.