Last month, 6.65% of subprime borrowers were at least 60 days late on their car payments. That’s the highest delinquency rate since the 1990s, according to Fitch Ratings.

The Federal Reserve just cut interest rates by a quarter of a percentage point. While that should affect rates throughout the economy, some lenders report that not much has changed.

Many consumers are thinking twice about taking on debt, while many lenders are tightening standards on credit card loans.

Delinquencies have been rising for credit cards and auto loans.

With missed student loan payments now affecting credit scores, borrowers face tough choices.

Young business aces abound at the junior livestock show, including an agriculture podcast host and an aspiring loan officer.

Even though interest rates have been falling, people are more reluctant to take on new debt.

The rules were updated by several federal regulators this week, including the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency.

A more detailed look at the numbers reveals a more complex picture about Americans’ debt.

At a time of high prices and interest rates, BNPL offerings are tempting. But they could lead vulnerable consumers into a debt spiral.