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Where can I find reputable resources to help restructure credit card debt? Tom, Charlotte, NC
Americans cut their credit card balances by 11 percent in 2011, bringing the national average balance down to $6576.
The amount of money consumers owe in credit — excluding mortgages — grew by $7.7 billion in October, hitting a two-year high.
Tess and I had our usual fun on the program this weekend, and hopefully dispensed some halfway-decent advice. But I'm still troubled by the…