Have you ever accepted a credit offer at the register? Or do you think store cards hurt more than they help? See what are experts say and weigh in.

A new study suggests Gen Y borrowers shows their repayment patterns don’t match up with past generations. (And that’s not a good thing.)

Credit report company TransUnion is reporting the average credit card debt per borrower grew five percent in the latest quarter and average debt is now almost $5,000.

Credit card delinquency rates are near record lows, but student loan debt is filling the void and that could affect the job market

Credit cards can make you feel like anything's possible — until you get the bill.

Where can I find reputable resources to help restructure credit card debt? Tom, Charlotte, NC

Americans cut their credit card balances by 11 percent in 2011, bringing the national average balance down to $6576.

The amount of money consumers owe in credit — excluding mortgages — grew by $7.7 billion in October, hitting a two-year high.

Tess and I had our usual fun on the program this weekend, and hopefully dispensed some halfway-decent advice. But I'm still troubled by the…