The insurance industry used the public database to estimate future costs, while local governments turned to it for lessons on building resilient infrastructure.
Home insurance premiums are 52% higher than they were in 2020, and the average homeowner is now putting about a third of their monthly payment to taxes and insurance.
Premiums and claims for ski resorts and outdoor ice rinks — places that depend on cold weather to operate safely — have both gotten higher. Some insurers will no longer take chances on them.