“Marketplace Morning Report” host David Brancaccio and his wife lost their new home to one of the fires that ravaged Southern California recently. Here’s what they’ve learned about rebuilding in the aftermath.

Marketplace’s David Brancaccio returns to the site of his Altadena home, which was destroyed in recent fires.

Some landlords are hiking prices beyond the 10% the law allows. Some listings have increased thousands of dollars a month.

Launched as a volunteer-sourced wildfire tracking app in Northern California, Watch Duty has integrated a wide range of data and expanded to more than 20 states. Chief Tech Officer David Merritt explains how he and his colleagues created a unique service.

Used clothing is an especially unwieldy gift for aid groups and disaster victims.

The home construction market has already been dealing with shortages of skilled labor and building materials, along with expensive construction loans. Those factors will add to the costs of rebuilding communities destroyed by fires.

With inventory reduced and fire risk increased, both home prices and insurance rates could rise in Southern California.

Insurance companies have a surplus to help pay out claims, but that doesn’t mean an insurer will be available in your state.

“We’re never going to get to affordability if we don’t get insurers back into California. And the way we do that is by bringing down the risk,” said Ricardo Lara, the California Insurance Commissioner.

Today: a conversation with California Insurance Commissioner Ricardo Lara about gaps in insurance and what the road to recovery might look like.