If you hit your federal student loan limit in the first year or two of a three-or four-year program, your only option will be private loans.

Delinquency rates remain "elevated," according to the NY Fed, especially on student loans.

And their amount of debt is also on the rise. That’s pushing more households into the ranks of the financially precarious.

NYU’s experience rebuts the idea that tuition-free programs open doors to low-income students, per reporting by Rose Horowitch at The Atlantic.

It’s trying a different route to loan forgiveness, but it is unclear how successful the plan will be.

Many borrowers need to reorganize their budgets. Disruptions in the loan servicing industry haven’t helped.

Obligations resuming after three years could be a rude awakening for some. But by itself, it’s not likely to start a recession, experts say.

There are still options for borrowers, despite the defeat of Biden’s cancellation plan. The new SAVE repayment plan is one of them.

Much attention is paid to younger borrowers, and rightfully so. But some 3.5 million Americans 60 and older hold substantial debt.

The proposal bucks the party’s usual laissez-faire approach.